High limit disability insurance coverage for Individuals or groups of all types.


Disability Insurance, High Limit Disability, Disability Insurance CoverageDisability Insurance, High Limit Disability, Disability Insurance CoveragePetersen International Underwriters

Petersen International holds one of the largest
contracts to Lloyd's for underwriting all types
of disability insurance coverages
and Sports Disability Insurance.

Disability Insurance Coverage:

Group High Limit Disability

Group High Limit DisabilityA guaranteed issue of supplemental high limit disability insurance coverage.

A plan of supplemental disability insurance which goes way beyond the traditional limits of Group LTD and Individual Disability Wraps. Now you can easily accommodate high limits for group carve outs with available monthly benefits as high as $25,000 per month or more in addition to the underlying coverage.

Application Kit

Top Hat Program

An automatic issue plan for supplemental disability coverage

The Top Hat Program is an automatic issue plan that allows supplemental disability insurance coverage in conjunction with a recently approved, standard issued, fully underwritten non-cancellable policy. Up to an additional $10,000 per month may be issued provided the total in force coverage does not exceed 65% of personal income. Coverage includes own occupation and options for COLA and Residual Disability.

401(k) Completion Plan

To protect your retirement planning

Interruptions to the contributions of your retirement plan would seriously reduce your retirement income. The greatest hazard to the ongoing contributions would be a disabling accident or sickness. Now you can protect against this risk with the 401(k) Completion Plan.

Business Overhead Expense Insurance

Business Insurance to Cover Office expenses

This guaranteed cash flow provides business stability & security.

  • Retains clientele because of continuing service
  • Retains trained employees because of business continuation
  • Helps maintain profit margins, even if income drops
  • Releases benefits of disability income plans for personal use

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Buy/Sell Funding

A guaranteed issue disability plan

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Sports Disability Insurance Coverage:

Providing international disability insurance coverage for team and individual sport players, race car drivers and crews, professional jockey, drivers and trainers, tour and club professionals traveling around the world. 

Professional Athlete High Limit Disability Coverage

  • Individual high limit disability insurance coverage for team and individual sport players

Racer Cover Disability Insurance Coverage

  • Disability coverage for drivers and crews

Pro Jockey Disability Insurance Coverage

  • Disability insurance coverage for jockeys, drivers and trainers

The Links Disability Insurance Coverage

  • Disability insurance coverage for tour and club pros

Executive 400 Plan Disability Insurance

Disability Insurance coverage for executives, lawyers, CPA’s and other white collar occupations.

The Executive 400 Plan is a product that has many uses. It provides for coverage over and beyond the domestic carriers’ issues and participation limits. Issue limits as high as $200,000 per month or more with participation up to 75% of personal income, 100% of BOE expenses and 100% of Buy Sell obligations.

Brochure - Application kit

Disability Insurance Solutions

Disability insurance for gray and blue collar occupations.Disability insurance for gray and blue collar occupations.

Gray and blue collar workers with personal or business disability needs will find many solutions to their problems of obtaining adequate disability insurances. A person who earns an excellent living by working with their hands is often at times limited by traditional carriers as to the amount of insurance they can secure. Your problems are over with the Disability Insurance Solutions Plan.

Brochure - Application Kit

Physicians and Surgeons High Limit Disability

Physicians and Surgeons High Limit InsuranceHigh Limit Disability insurance coverage for medical doctors.

The Executive 400 Plan is a product that has many uses. It provides coverage over and beyond the domestic carriers’ issues and participation limits. Issue limits as high as $200,000 per month or more with participation up to 75% of personal income, 100% of BOE expenses and 100% of Buy Sell obligations.

Application Kit

Dentist High Limit Disability

High Limit Disability coverage for dentists.

The Executive 400 Plan is a product that has many uses. It provides coverage over and beyond the domestic carriers’ issues and participation limits. Issue limits as high as $200,000 per month or more with participation up to 75% of personal income, 100% of BOE expenses and 100% of Buy Sell obligations.

Application kit

Entertainment Disability Insurance

Entertainment Disability Insurance CoverageDisability coverage for actors, musicians, and other people in the entertainment business

People in the entertainment industry are typically denied adequate disability protection by domestic insurance companies. Starcover was created to provide badly needed coverage for actors, musicians, stunt persons, producers, directors and people in other occupations of the entertainment industry.

Application Kit

Pilot High Limit Disability Coverage

Pilot High Limit Disability Insurance CoverageHigh Limit Disability Insurance Coverage for people who earn a living flying

Pilots have always had a difficult time being insured for disability insurance coverage. This is due in part to the nature of the job and the medical qualifications required to maintain their license. The Pilots High Limit Disability Insurance Plan was designed to assist in providing an adequate disability estate for pilots.